A safe, reliable payments network. Tips to improve efficiency. And savings opportunities to help your bottom line. Together, Visa and the USHCC give you the resources to make your business run smarter, faster and easier. Find out more below.
A MESSAGE FOR YOU Learn more from Javier Palomarez, USHCC President/CEO and Bill Sheedy, Group Executive, Visa Inc.


Accept Visa cards: A smarter way to receive payments

Attract more business by accepting Visa® credit and debit cards. Customers know that purchasing with a Visa card is always fast and more secure. That means higher confidence and greater efficiency at the point of sale. Plus, payments never bounce, funds reach you automatically, and deposits clear much faster than checks. USHCC has partnered with Heartland Payment Systems to bring Visa's leading retail electronic payments network to you.


Visa SavingsEdge: an easy way to reduce expenses

Enroll your Visa business card in the Visa SavingsEdge® program, and you'll save money with every qualified purchase from participating merchants. It's free and easy to participate. Each month, your Visa card statement will clearly state the amount your business has saved.


Visa insights: information that keeps you ahead

Anticipate trends. See opportunities. Gain understanding. Each quarter, the Visa Small Business Spend Insights report makes sense of the complex issues that affect companies like yours.

Learn how accepting Visa cards can help your business
Card tips for Merchants
Increase safety at the point of sale
Handling a card that won't work
Accept mail, phone and web payments safely
How to detect credit and debit card fraud
Let customers know you accept Visa cards
Insights for restaurant managers
How-to's for restaurant employees
Even more help from Visa

WellSourced by Visa Business: Join our thriving Facebook Community

WellSourced by Visa Business is the place for small business owners to find efficient solutions, in-depth information, and trusted resources. Every month, we explore a topic and offer actionable ideas for taking care of your business, your employees, your customers, and yourself. Visit us on Facebook today.

The World is Your Market: Exporting Made Easier for Small Businesses

U.S. exports hit a record of $2.2 trillion in 2012. Businesses everywhere are reaping the rewards and you can too. Tapping into the export market can help you expand your consumer base, hedge against the fluctuations of the US markets, and increase profit margins. Use this guide to help find buyers, navigate the export process, understand international payments and shipping - as well as connect you with useful links to resources and consultants that will launch you towards a successful future in the exporting business.

Save money on purchases with Visa SavingsEdge

Visa SavingsEdge helps your business cut the costs of everyday expenses. Enroll your Visa Business card in the program for free, and enjoy discounts of up to 15 percent on qualified purchases from participating merchants.

Building the Relationship vs. Making the Sale: The Importance of Good Customer Service

How you manage relationships with your customers can strengthen their loyalty and your bottom line. Visa has teamed up with renowned small business expert and USA Today columnist Rhonda Abrams to create the "Love Your Customers" guide.

Small Business Assist: An interactive workbook to help increase your efficiency

Use Visa's online Small Business Assist workbook to gain deeper insight into your finances — and how to make them better.

Choose the Visa Business card that's right for you

Visa debit, credit, payroll and incentive cards each offer merchants unique benefits, including tools for money management and detailed recordkeeping. Learn which card fits your business best.

Need funds? Apply for a microloan through Kiva City

Keep your working capital flowing. Visa partners with, the world's first personal microlending website, to offer targeted help for small businesses. Find out more about this unique program.


Dear USHCC Members:

We welcome you to the USHCC/Visa Inc. partnership website. This comprehensive, online resource helps empower Hispanic-owned businesses across the country by providing them with an array of tools designed to help them grow and succeed. With the help of electronic payments, small businesses, and Hispanic-owned small businesses in particular, can make important contributions to economic growth. We are honored to be working together to advance this effort.

Through the Visa/USHCC alliance, you have access to an array of tools to help you improve cash flow, manage payment acceptance costs and streamline operations. Additionally, you have customized access to Visa's suite of small business solutions and educational resources. You can learn how to manage and build a business through Visa's comprehensive, online self-help business education content, including podcasts, interactive workbooks and workshops. Tailored cash flow management workbooks and complimentary Point of Sale signage are also provided.

For over 50 years, Visa's innovative small business products and reporting tools have enabled small businesses to grow by providing them with better control and visibility into spending, effective tools to improve cash flow and purchase convenience as well as access to tailored offers and rewards. By accepting Visa products, retailers also receive guaranteed payment, greater risk management protection, the potential for increased sales as well as greater convenience and faster checkout times. This website is designed to help you learn more about how accepting Visa can help you run and expand your business.

We encourage you to take advantage of the affordable card acceptance programs we offer. We believe it could help give Hispanic small businesses such as yours an important economic advantage, especially during these challenging economic times.

We wish all of you continued success now and in the future.


Javier Palomarez
President and CEO
United States Hispanic Chamber of Commerce

William M. Sheedy
Group Executive
The Americas,
Visa Inc.